Hyland Insurance News & Information

  • Happy Easter

    On behalf of all of us at Hyland Insurance, we wish you a Happy Easter.
  • Spring Lawn Garden Checklist

    Gardner’s Edge has been assisting homeowners and avid gardeners since 2005. Follow their spring checklist to ensure a healthy, lush lawn and garden this season!
  • Flooding This Spring

    Flooding is a coast-to-coast threat to parts of the United States nearly every day of the year.  The National Weather Service has created a site to help keep you safe in a flood event.
  • Spring Cleaning Checklist

    Make these 15 preventative maintenance tips part of your spring cleaning to-do list this year
  • March Winds

    Weather has a definite impact on your home.  March typically signifies the start of destructive spring weather patterns, such as hail, tornadoes, wind, and lightning according to HVAC Investigators.  Over $2 billion in damages have been paid out by insurers.
  • Businesses Using Chatbots In 2019

    2019 is predicted to see an increase in the number of businesses using chat bots.
  • Daylight Savings Time Arrives

    Don’t forget that Daylight Savings Time kicks in on Sunday!
  • Looking For A Dependable Car

    According to J.D. Power, the top rated overall vehicle dependability brands are:
  • Flood Insurance Why You Need It

    No matter where you live, water causes severe damage. With winter thaw, flooding is more than possible. However, flood insurance is not part of your standard homeowners insurance.
  • Cold Weather Playing Havoc

    Cold temperatures across the United States have caused consumers havoc both in their homes and in their cars.
  • Valentines Day Buying Jewelry

    If you are considering buying jewelry for Valentine’s Day, here are five tips from Anne D’Innocenzio of The Associated Press.
  • Super Bowl Have Fun Be Careful

    If you are celebrating the Super Bowl at a restaurant or sports bar, we’d like you to be safe. Remember to plan ahead for safe transportation if you are planning to drink p;Be careful with your credit card information, as with all the activities, identity theft rings are working to steal your information, and finally, with lots of people in one location, it is important that you know where the exits are.
  • Small Business Regulatory Issues

    To keep your business compliant in 2019, here are ten regulatory issues to watch out for:
  • Corporations Top Concerns

    According to a recent survey conducted by Allianz in their annual Risk Barometer, the top perils to corporations are cyber incidents along with business interruption events. In addition, workforce skill shortages and legislative/regulatory changes rank as key concerns.
  • 5 Homeowners Resolutions For 2019

    To assist you in protecting your home in 2019, here are five tips to help prevent a claim.
  • Prepare Your Business For 2019

    It is a fact that 25% of small businesses never reopen after a catastrophe. Here is a simple checklist to start 2019 with a good disaster-prep program:
  • New Years Safety Tips

    With New Year’s Eve approaching, here are a few things to consider as you get ready to party:
  • Holiday Safety Tips 3 Last Minute Shopping

    Here are some safety tips to follow when you are shopping at the holidays:
  • Holiday Safety Tips 2 Hazardous Toys

    If you are giving toys this season, here are ten toys that WATCH (World Against Toys Causing Harm) suggest you avoid:
  • Fireplace Holiday Preparation

    With the holidays, we want to feature our fireplaces with holiday decorations. Here are a few tips to keep your safe this holiday season.
  • Cyber Monday Is Here

    Cyber Monday is expected to set new online records with a 17.5% increase from last year or $7.7 billion in sales. If you are one of the millions shopping online, here are some safety tips to follow:
  • Holiday Cooking Safety Tips

    Here are some cooking safety tips to follow as you get ready for Thanksgiving:
  • Thanking Our Veterans On Veterans Day

    Twenty-five million veterans are living among us today. These men and women selflessly set aside their civilian lives to put on the uniform and serve us. On behalf of all the members of our agency, we want to say ‘thank you’ to all our Veterans.
  • Daylight Savings Time Ends

    Sunday, November 4th, is the end of Daylight Savings Time. What does that mean, you gain an hour of sleep? So don’t forget to turn your clocks back an hour before going to be on Saturday, November 3rd.
  • Are Your Wedding Rings Insured

    Couples spend thousands of dollars on their wedding rings. Did you know that your renter’s and homeowner’s insurance has limits? Most policies only pay out a maximum of $1,500 to $2,500, a fraction of what you might have spent.
  • Renovating Your Home How They Affect Your Homeowner Premium

    Making updates or upgrades to your home? You should be aware of how these changes can affect your insurance premiums. Here are common upgrades and their impact:
  • Falls Drive Up Construction Workers Comp Costs

    More than 30% of workers’ compensation claims stem from construction sites are the results of falls from elevated surfaces according to Nationwide Mutual Insurance.
  • Safety Driving Tips In School Zones

    With children back in school, now is a good time to remind you about safety tips in a school zone.
  • September Is National Preparedness Month

    Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in insuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. These Emergency Preparedness and Response pages supplied by OSHA can provide information on how to prepare and train for emergencies and the hazards to be aware of when an emergency occurs. The pages provide information for employers and workers across industries, and for workers who will be responding to the emergency. Go to https://www.osha.gov/SLTC/emergencypreparedness/index.html for specific plans for tornadoes, floods, wildfires, and hurricanes
  • Attention T Mobile Users Data Breach

    On August 20, 2018, T-Mobile contacted their customers to alert them of an unauthorized person accessing certain personal information. The data that was compromised was name, phone number, email address, account number, and type.
  • Do You Know What The Most Costly Home Property Damages Are

    These five causes of home damage were identified by the Travelers in their recent report which tracked claims from 2009 to 2016.
  • Cyber Protection Is More Than Insurance

    No matter what your business, cyber-attacks are an increasingly common occurrence. They not only affect the Internet, but also attack your core business systems. In addition to your cyber liability coverage, you need to implement risk management support.
  • Back To School

    August is Back to School Safety Month. With the new school year about to start, it’s a good time to remind motorists to be extra careful at all times. Here are some safety reminders for drivers:
  • Take The Pledge

    What are the 100 deadliest days for teens? It’s from Memorial Day to Labor Day, when accidents among teens drivers spike by 15%. Join the millions who have pledged to drive distraction free. From checking emails to posting on social media - all of it can wait.
  • Going Boating 8 Things To Leave Behind

    There are plenty of things you should remember to bring when heading off on a boating adventure, but there are also a few things that you’d be better off leaving behind. Certain items can create safety issues on a boat, while other things can just be a plain mess to clean up. Whether it’s your own boat or someone else’s, consider leaving these things behind when heading out for a day on the waves.
  • Food Safety During The Summer Months

    Summer is the perfect time for outdoor picnics, barbeques, and sports. It is also the perfect time to breed food bugs. Take a look at some tips from the Food Network to keep both your food and family safe:
  • Preventing Worksite Fatigue

    According to a recent survey by the National Safety Council, 32% of reported injuries and near-misses are due to fatigued employees.
  • Check Your Deck For Summer Safety

    Backyard decks are the perfect place to enjoy warm weather with family and friends. However, a poorly maintained or unsafe deck could possibly collapse, causing serious injuries.
  • Business Continuity

    With Hurricane Season upon us, it makes sense to review your business continuity plan. To illustrate why you need a comprehensive plan, here is a story from a business owner in Houston regarding their business recovery experience.
  • Small Business Optimism Nears 45 Year High

    In May, Small Business Optimism rose to 107.8 - the second highest level in the 45-year survey history according to JobCreators. Income increases hit a 45-year high with a net 35 percent reporting raises for their employees, while positive sales trends are at the highest since 1995. Business expansion plans are also the most robust in survey history.
  • Buying A Motorcycle

    You will need to consider obtaining coverage for your motorcycle. While you can easily add it to your personal auto policy, there might be a better way to provide protection due to numerous gaps in coverage since auto policies were not designed with motorcycles in mind.
  • Thinking of Adding a 4-legged member to your family - Breeds that are not Family-Friendly

    24 dog breeds have been identified by experts that should not be around children or young families. These breeds can also cause your homeowner’s insurance to skyrocket or cause a cancellation.
  • Ways To Maintain Your Home And Prevent Losses

    Here are a few maintenance tips you might want to add to your Honey-Do list:
  • Keep Safe During This Memorial Day Weekend

    Lots going on this weekend; most likely you will have a barbeque and take a dip in the pool. Here are a few things to consider this Memorial Day weekend to keep you and your family safe:
  • Mobile Device Threats

    According to Michael Ogden in his recent article in PropertyCasualty 360, there are five mobile devise threats and how to prevent them.
  • Support Local Business This Weekend

    Wrap up the Small Business Week by supporting local businesses. Small businesses are the backbone of the US economy. They also create two out of every three new jobs. To survive they need our support.
  • Compromised Emails On The Rise

    The compromise of business email is on the rise, particularly for cloud-based applications, according to the most recent report from Beazley Breach Response Services, part of specialist insurer Beazley P.L.C.
  • Beware The Latest Medicare Scam

    The Coalition Against Insurance Fraud is warning seniors of an identity-theft scam targeting Medicare recipients.
  • Tax Day

    April 17th is right around the corner and that is when we submit our tax filings to our state and federal government. Tax deductions can help you cut down your 2017 tax bill.
  • April Is Stress Awareness Month

    Since 1992, April has been designated as Stress Awareness Month. According to the American Institute of Stress, about 90% of all visits to primary care physicians are for stress related disorders, ranging from stomach trouble to heart disease. Job related stress costs American businesses about $150 billion a year.
  • Data Breach At Orbitz

    Do you use Orbitz to book your travel? If so, you might be one of over 880,000 payment card number and related information exposed to a data breach. These were two breaches which occurred:
  • Ladder Safety

    Every year more than 164,000 emergency room-treated injuries and 300 deaths in the US are caused by falls from ladders. Since March is Ladder Safety Month, here are some Basic Ladder Safety Tips from The American Ladder Institute which can help prevent serious injuries.
  • March Is Workplace Eye Wellness Month

    Every day over 2,000 Americans suffer from an eye injury. This means that almost one million Americans have experienced some vision loss due to eye injury which results in more than $300 million in lost work time, medical expenses and workman’s compensation according to YourSightMatters.com.
  • Intro To Senior Care

    Bill Nash introduces the Senior Care Division at Hyland. Get to know Bill and how he can helps seniors with their healthcare.
  • Malicious Cyber Activity Costs Us Up To 109 Billion In 2016

    Malicious cyber activity cost the U.S. economy between $57 billion and $109 billion in 2016, the White House Council of Economic Advisers estimated in a report on Friday.
  • February Is Insurance Career Month

    Have you considered a career in insurance? It’s more than a job, it’s more than “selling” – it’s about working with a client to provide them with the very best insurance coverage to meet their needs and mitigate their risks. It’s a rewarding career.
  • Winter Flooding And Its Effect

    Throughout the coldest months of the year, winter flooding is a country-wide risk.
  • Groundhog Day Will Spring Be Far Behind Not According To Phil

    Today, we observe Groundhog Day! According to USA Today - Punxsutawney Phil, the world’s celebrity groundhog, was coaxed from his burrow in western Pennsylvania early Friday as an anxious nation watches to find out whether we’ll have an early spring or six more miserable weeks of cold and snow.
  • Sunday Is Data Privacy Day Small Businesses Observe

    Smaller businesses have become targets for cybercriminals because criminals know they have fewer defense resources than large enterprises.
  • Cold Flu Prevention In The Workplace

    Flu season is here and flu viruses are often passed from person to person. What can you recommend to your employees to prepare themselves and their workstations from these invisible bugs? Read on.
  • Start The New Year With Safety Checks

    As we start the new year, it is a great time to check the following devices to insure they are in top working order.
  • Happy New Year!

    On behalf of all of us at the agency we want to wish you a Happy New Year! Be careful this week-end when driving; and, if you are planning on drinking, please have a designated driver.
  • 2017 Ten Most Hazardous Toys

    The non-profit, World Against Toys Causing Harm, has released its 2017 list of the ten most hazardous toys. W.A.T.C.H. says consumers buying toys on the Internet are already at a disadvantage, as they are unable to touch and physically inspect a toy and its packaging at the time of sale for more obvious hazards. In some cases, limited product information on e-commerce sites can lead to misinformed, and potentially dangerous, consumer toy purchases.
  • Holiday Decoration Safety Tips

    The U.S. Consumer Product Safety Commission issued a Holiday Decoration Safety Tips Flyer and here are some tips to keep in mind as you decorate your home and business for the holidays:
  • Holiday cyber security tips to ensure safe holiday online shopping

    With the holidays upon us, online shopping is predicted to increase 7 to 10%, or as much as $117 billion this season.  If you are among these online shoppers, here are a few safety tips to protect yourself from a cyber-crime.
  • Daylight Savings Time to Standard Time - Change Your Clocks on Sunday

    It’s that time of year when we gain another hour’s sleep by reverting to Standard Time.  Don’t forget to turn your clocks back one hour Saturday evening. Standard time begins at 2:00 am on Sunday.
  • Trick or Treat Safety Tips

    Here are some tips to get ready for Halloween to insure you have a safe outing.
  • Tree Maintenance & Care

    Fall is a great time to prepare the trees on your property for winter.  The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and maintained.
  • Fall Driving Tips

    Being prepared for fall’s inclement weather and hazardous driving challenges is half the battle.
  • The Ultimate 8 Fall Maintenance Tips

    With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance.  Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater.  We’ve compiled the top eight fall home maintenance tips, along with what you can do to ensure your home stays warm and comfortable this winter.
  • Disaster Preparedness

    With National Preparedness month wrapping up, it’s a good time, in light of the hurricanes and storms, to remind you to prepare.  One project to consider is a Family Communication Plan.
  • Child Passenger Safety - September 17 to 23rd

    Car crashes are the leading cause of death for children 1 to 13 years old, according to the National Passenger Safety Board.  Many deaths and injuries can be prevented by proper use of car seats, boosters, and seat belts.
  • Labor Day

    We want to take the opportunity to celebrate Labor Day by dedicating our prayers and resources to the people in Texas as they deal with the devastation from Hurricane Harvey.
  • Back-to-School Safety Checklist

    School is starting and is your child ready? Keeping him/her safe from injury is extremely important. To assist you, we have provided a Safety Checklist from the National Safety Council which speaks to walking to school, riding a bike to school, riding the bus, and then school safety tips such as back-pack related injuries and preventing playground injuries.
  • Solar Eclipse Safety for the 21st

    We are set for unique experience on Monday, August 21st – a total coast-to-coast solar eclipse. During that time, the sun will be blocked for two minutes and create eerie diamond rings of light, weather permitting. So, if you are watching on tv or seeing it in person, you should be awed.
  • Safety Items for Back to School

    You received your list of supplies your child needs to go back to school. Here are some safety items you might consider adding to your list. Each is designed to provide immediate ways to protect your child from unwanted attention.
  • Family Fun Month

    August is Family Fun Month and keeping everyone safe while enjoying the outdoors can be challenging. Here are some safety tips to ensure you have a wonderful experience from the NYSPCC. Practice water, sun, bike, barbecue, and fire safety. To read the entire article, click here.
  • Watercraft Thefts

    Recreational boating continues to grow in both popularity and in risk. Boats are on the lakes, in the ocean, and on the rivers, all during the summer.