Smoke Detectors

Inspect your smoke detectors.  There should be one on each floor of your home, including the basement, making sure that there is an alarm outside every separate sleeping area.  Test them and change the batteries at least every six months.

Electric Checks

Check the light bulbs in all your fixtures to be sure that they are the correct wattage as recommended by the manufacturer.

There is nothing better than getting on your bike and exploring the open road. But, before you take off for your road adventure, here are some safety tips to help you insure a great experience. 

Dress for Safety

You had always dreamed of an outdoor wedding, maybe in the lush gardens at Whitehall, or at the Infield at Churchill Downs. What happens when severe or otherwise inclement weather causes you to postpone?

For as little as $160 you can purchase a wedding insurance policy which covers this and many other situations. Give us a call and schedule an appointment today!

Serving alcohol at your wedding? What would you do if a friend or relative, after consuming too much Champagne, was involved in an accident during or following your reception?  You couldn’t imagine someone so close putting you at fault, but it does happen. 

For as little as $160 you can purchase a wedding insurance policy which covers this and many other situations. Give us a call and schedule an appointment today!

What happens if your photographer’s film is defective, the negatives are damaged, or the digital camera malfunctions and your pictures are ruined? A wedding insurance policy will help cover the costs to re-take new photos. For as little as $160 you can purchase a wedding insurance policy which covers this and many other situations. Give us a call and schedule an appointment today!

June weddings are rapidly approaching and if you are going to be a new bride or groom, we encourage you to watch our series of wedding posts during the month of March.  As part of your wedding planning checklist, wedding insurance is one of the most important things you should add. 

Why should you have Wedding Insurance?

If your reception venue goes out of business before the wedding, you will lose your deposit and still need to find an alternate location.

Hyland, Block & Hyland is pleased to introduce Elizabeth Quinn to our clients and vendors.  She has joined the agency as a Commercial Lines Account Advisor in the Special Business Unit.  Elizabeth has worked for a direct writer in the insurance industry, holds both her life and property/casualty licenseand is looking forward to working with our SBU clients and underwriters.

Cyber crime is on the rise and you need to ensure that your business data is secure.  If you are a small business, you can be especially at risk since you might not have the resources or infrastructure in place to protect yourself.

According to the Ponemon Institute's First Annual Cost of Cyber Crime Study, published in July 2010, a business can expect to pay an average of $204 per customer record that is lost or stolen.

The Holidays can be a very dangerous place during the holidays - so here are some safety tips to keep your holidays risk free: